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1463 Drexel Avenue

Miami Beach, FL 33139

Phone: 305-532-2471

Fax: 305-673-0190

www.floridaassurers.com


Hours of Operation:
M-F - 8:00 AM to 4:30 PM


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Hurricane Ratings

Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane's present intensity. This is used to give an estimate of the potential property damage and flooding expected along the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the coastline, in the landfall region. Note that all winds are using the US 1-minute average.

Category One Hurricane: Winds 74-95 mph. Storm surge generally 4-5 feet above normal. No real damage to building structures; damage primarily to unanchored mobile homes, shrubbery and trees. Some damage to poorly constructed signs. Also, some coastal road flooding and pier damage.

Category Two Hurricane: Winds 96-110 mph. Storm surge generally 6-8 feet above normal. some roofing material, door and window damage of buildings. Considerable damage to mobile homes, poorly constructed signs and piers. Coastal and low-lying escape routes floor 2-4 hours before arrival of the hurricane center. Small craft in unprotected anchorages break moorings.

Category Three Hurricane: Winds 111-130 mph. Storm surge generally 9-12 ft. above normal. Some structural damage to small residences and utility buildings with a minor amount of curtain wall failures. Damage to shrubbery and trees with foliage blown off trees and large trees blown down. Mobile homes and poorly constructed signed are destroyed. Low-lying escape routes are cut by rising water 3-5 hours before arrival of the center of the hurricane. Flooding near the coast destroys smaller structures with larger structures damaged by battering from floating debris. Terrain continuously lower than 5 ft. above mean sea level may be flooded inland 8 miles or more. Evacuation of low-lying residences with several blocks of the shoreline may be required.

Category Four Hurricane: Winds 131-155 mph. Storm surge generally 13-18 ft. above normal. More extensive curtain wall failures with some complete roof structure failures on small residences. Shrubs, trees and all signs are blown down. Complete destruction of mobile homes. Extensive damage to doors and windows. Low-lying escape routes may be cut by rising water 3-5 hours before arrival of the center of the hurricane. major damage to lower floors of structures near the shore. Terrain lower than 10 ft. above sea level may be flooded requiring massive evacuation of residential areas as far inland as 6 miles.

Category Five Hurricane: Winds greater than 155 mph. Storm surge generally greater than 18 ft. above normal. Complete roof failure on many residences and industrial buildings. Some complete building failures with small utility buildings blown over or away. All shrubs, trees and signs blown down. complete destruction of mobile homes. Severe and extensive window and door damage. Low-lying escape routes are cut by rising water 3-5 hours before arrival of the center of the hurricane. major damage to lower floors of all structures located less than 15 ft. above sea level and within 500 yards of the shoreline. Massive evacuation of residential areas on low ground within 5-10 miles of the shoreline may be required.